Privacy Policy

Introduction

People's Dollar Discount INC ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website peoplesdollardiscount.com and use our services.

Please read this privacy policy carefully. By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by the terms of this policy.

Information We Collect

Personal Information

We may collect personally identifiable information that you voluntarily provide to us when you:

• Fill out our contact form or funding application
• Subscribe to communications from us
• Request information about our services
• Communicate with us via email or other channels

This information may include your name, email address, phone number, business name, business address, and financial information relevant to funding applications.

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including your IP address, browser type, operating system, referring URLs, and information about how you interact with our website. We may also collect information through cookies, web beacons, and similar tracking technologies.

How We Use Your Information

We use the information we collect for the following purposes:

• To process and evaluate your funding application
• To communicate with you about our products and services
• To respond to your inquiries and provide customer support
• To send you marketing and promotional communications (with your consent)
• To improve our website, products, and services
• To comply with legal obligations and protect our rights

SMS & Text Message Communications

If you opt in to receive SMS or text message communications from People's Dollar Discount INC, the following terms apply:

• By providing your phone number and checking the SMS consent box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from People's Dollar Discount INC, sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply depending on your mobile carrier and plan.
• You may opt out at any time by replying STOP to any message you receive from us. After opting out, you will receive a one-time confirmation message and will no longer receive SMS/MMS messages from us unless you re-subscribe.
• For assistance, reply HELP to any message or contact us at da@peoplesdollardiscount.com.
• Consent is NOT a condition of purchase. You are not required to opt in to SMS communications in order to use our services or receive funding.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Information Sharing and Disclosure

We do not sell your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, and customer service.
• Legal Requirements: We may disclose your information when required by law, court order, or governmental regulation, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred as part of that transaction.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can set your browser to refuse cookies or to alert you when cookies are being sent. If you disable cookies, some parts of our website may not function properly.

Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access, correct, or delete your personal information
• The right to restrict or object to processing
• The right to data portability
• The right to withdraw consent at any time

To exercise any of these rights, please contact us at da@peoplesdollardiscount.com.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected personal information from a child under 18, we will take steps to delete that information promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically for any changes.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

People's Dollar Discount INC
148-48 Kalmia Ave
Flushing, NY 11355
Email: da@peoplesdollardiscount.com